1. Oak Valley Realtors - Main
  2. Brokerage Office: 419.826.6000
  3. Office: 419.826.6000
  4. 100rlp83@gmail.com
FHA Closing Hang Ups
Friday, January 29th 2016 5:08 pm

Swimming Pools ; Clean it! A nasty, green dirty pool will need to be cleaned. Many underwriters will consider this a health hazard and require it to be sparkly blue and clean.

Heating/Cooling; FHA only requires a heat source, a permanent heat source. A fireplace or wood stove is NOT a permanent heat source. Central air conditioning is not required, but if installed, must be operational.

Electrical wiring; No exposed wires! This includes something as simple as a missing outlet cover or ceiling fixture. The wiring must be covered.

These are just a few things that I find many times when performing FHA appraisals for lending. Every one of them can trigger a repair requirement. It may hold up your closing while you get the items fixed and wait for additional inspections that will be required.